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2 in 1 Plan


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Learn from an veteran financial professional on how to beat the rigged system and save your money wisely using the 2 in 1 Plan(with access to it!). I will show you how you can do it. Another video here.

Rick Wagner (Norwood, Missouri) (417) 242-1832

Introduction to 2 in 1 Plan (aka Inf. Banking, Self Banking,etc).

by Rick Wagner

Despite a wonderful marriage, great kids and a great credit score, this couple suffered for years with a nagging and ever-increasing debt. Not because they took extravagant vacations, not because they were big game hunters or big Hollywood spenders. But, just living their lives with the usual water heater replacement, transmission issues, orthodontist payments, health care costs, etc. It was a debt load that they could not control...

Read the rest of the story...

Real life examples.

This kind of plan has been working for many families, businesses and individuals for many decades.

Here's an example story: 

I was reviewing our bills and was frustrated that no matter how hard I tried, I couldn't seem to get our debt lowered. I didn't know what I was doing wrong. After listening to (my 2 in 1 Plan agent) and seeing what it looked like on paper, I have to admit, the program intrigued me. I told them that at this point there had to be a better way than what I was doing and was willing to try anything. And, of course, I found out, this way was better. We have now been on the plan for almost three years now and have paid off over $50k in debt. No lifestyle changes either. Our personalized financial plan shows that we could be completely debt free within 10 years, including our mortgage, and still be able to send our 2 kids to college and retire without financial hardship. Thanks for being patient with a skeptic and providing the right tools to obtain a debt free future.

-Erika M.

Let's see what it looks like for me

Why isn't everybody doing this...I don't know!

by Rick Wagner

One of the biggest reasons is, well, agents just don't make enough money off of it. By implementing this type of plan, the person building the plan takes about a 40% cut on it. But, for the ones who DO PEOPLE RIGHT, it doesn't matter. It's the right thing to do!

How is it not possible that you don’t know about this one financial concept?

There is something out there that the banks have been doing all along, and have been doing it right under your nose for quite some time. No, it’s not robbing you of a fraction of a penny or charging you more penalties without you knowing about it (although, it does seem like that could be it). No, what I’m talking about is the age old practice of “Self Banking”. What it entails is that you set up a place to put your money(will tell in a little bit), and while it is there, you can have access to about 92% of it. This you can put to use to whatever you want as long as you pay it back(you actually don’t have to, but there is strong incentives if you do). What you would use it for would be to pay down debt, especially credit card debt, car loans, home mortgages and whatever you can think of to not help make the finance companies richer. After all, wouldn’t you want to pay yourself the money you were paying someone else?

This is more than some “debt laddering” program.

You see, your money is growing the whole time that it’s “out and about” working for you by paying off debts. And when the debts are being payed off, you end up paying yourself more money and making yourself richer in the process. This is called “money in motion” and works better than any other financial concept because with everything else, you have your money “parked somewhere” and can only do one thing.

So when you pay yourself back and you pay interest on top of it, your money really starts to snowball and compound on itself.

Did I also mention that anytime you can access your money tax-free! This is expecially great for retirement because I don’t think people really understand what kind of a tax-time bomb that is going to be in place for their 401K’s, IRA(Individual Retirement Account), Small business retirement, 403b’s, KEOGH’s, and whatever type of retirement plan you have in place.

By the way, the device you use to create the Self Banking is what all the banks use, which is a cash valued Insurance plan. But, this is not your neighborhood type of insurance that you can get from any broker. The concept is tought to the ones that are trained in the subject and actually want to help people in their finances by doing the right thing. The insurance companies that use these (of which there are only a select handful that can master it), are mutually owned companies owned by the policyowners themselves.

There is no loopholes or gotchas within the 2 in 1 Self Banking Concept, except it can be difficult for people to believe that there is a concept that works so good. But big businesses, pretty much every bank on every corner have been doing this for over a 100 years. So it’s not a new revelation to them. The real reason most people haven’t heard of it because all the financial people out there (financial planners, bankers, finance companies,etc) would not earn the top coin that they are doing now. There you have it.

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